Visa Credit Cards

Enjoy worldwide acceptance anywhere the Visa logo is displayed. Credit lines up to $20,000 for qualified borrowers, no annual fee, a 25-day grace period on purchases, and a low fixed APR of 10.9%. This low rate is good for balance transfers and cash advances also. There are no fees for cash advances or balance transfers, and cash advance interest rates are the same interest rates as purchases.

We have added new incentives to make our Visa Credit Card even better! We are implementing a cash back reward program called ScoreCard. Use your SFCU Visa for all your purchases throughout the year and we will give you a 1% rebate. There is no paperwork or hassles, your CashBack bonus is paid annually. It's simple -- the more you use your card, the more money you earn.

We are also providing our card holders with the following benefits:

• $1,000 Identity Theft Insurance

• Identity Theft Victim Assistance

• Travel Reservations Service

• Payment Card Registration

• 90-day Product Protection

If you are using a Visa or MasterCard from another financial institution, now is the time to switch!

Visa Credit Card Application
Visa Account Agreement

EZCardInfo.com - access your Visa statement online

You Can Now Make Your SFCU Visa Payment By Phone

You can now make your SFCU Visa payment by phone for a $10 fee. Call the Customer Service Department at 1-800-808-7230 and provide your share draft (checking) account number along with your ABA routing number.

Visa Debit/Check Cards

Visa Debit/Check Cards are available with personal share draft accounts at no monthly fee. They are accepted by any merchant displaying the Visa logo. When you make purchases (point-of-sale transactions), the money is automatically deducted from your share draft account. You can also withdraw cash from either your share or share draft account at an ATM machine. Some fees apply; check the disclosure for details.


Visa Debit Card Rewards

Your SFCU Visa Debit Card is very rewarding! By simply using your Visa Debit Card (signature based transactions), you'll earn points. Redeem those points for everything from a $15 Gift Card to airline tickets or a cruise! www.uchooserewards.com

No Surcharges With Allpoint!

In our constant effort to improve services for our members, SFCU has joined Allpoint. What is Allpoint? Simply the largest surcharge-free ATM network in the nation! That's right -- they have over 32,000 ATMs and they are surcharge-free! You can make withdrawals using your SFCU Debit Card or ATM Card and not pay a surcharge.

How can you find an Allpoint ATM near you? Simply click here and enter your ZIP code. It's that easy! The locator will list Allpoint ATM machines nearest you beginning with the closest.

Note: if the surcharge screen appears during your transaction, press "yes" to accept the surcharge and proceed with the withdrawal. You will not be charged, or Allpoint will refund your money.

Tired of Paying ATM Fees?

SFCU and Sussex County Federal Credit Union are now sharing ATMs. Surcharge-free machines are at their branches in Milford, Lewes, Seaford and downtown Millsboro.

Find an Allpoint ATM with iPhone

SFCU is pleased to provide another free and easy way for you to find an Allpoint ATM -- an iPhone application! Click here to see the Allpoint iPhone application through iTunes. iTunes will need to be installed on your computer in order for the application to launch.

Verified By Visa

Do you have a SFCU Visa credit or check/debit card? Visa has created Verified by Visa to help eliminate identity theft and make internet shopping safe. With Verified by Visa, when you make a purchase from an online merchant who has the Verified by Visa service, you will be required to type in a password to order things. ONLY YOU will have the password so ONLY YOU can purchase online from that merchant. It's like your PIN for ATMs. SFCU encourages you to set up a password and only shop at sites with the Verified by Visa program to ensure a safe and enjoyable internet shopping experience! To register a SFCU Visa Debit/Check Card, go to www.verifiedbyvisa.com. To register a SFCU Credit Card, click here.


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